Wemu Blog

Running a small business, the local way

Guides, comparisons, and compliance how-tos for small businesses in the Philippines, Australia, and the United States. Written by the team building Wemu.

FeaturedCompliance·🇦🇺 Australia·Apr 18, 2026

STP Phase 2: the complete 2026 guide for Australian small businesses

Single Touch Payroll Phase 2 rolled out across every Australian business with employees — yet most small operators are still getting it wrong. Here's what changed, what the ATO wants, and how to stay compliant without hiring a second bookkeeper.

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ATO · STP PHASE 2Pay event submission — 14 Apr 2026Employees: 6GROSS PAY (disaggregated)Ordinary hours$8,420.00Overtime$612.50Paid leave (annual)$980.00Allowances (travel)$140.00Bonus / commission$450.00PAYG WITHHELD$1,842.30SUPER GUARANTEE (11.5%)$1,221.45Submitted to ATO · Ref 2026-EVT-0842All 6 employees · Phase 2 compliant · delivered 14 Apr 14:32 AEDT
IRS SCHEDULE C (FORM 1040)Profit or Loss From Business · Tax Year 2025OMB 1545-0074PART I — INCOMELine 1 · Gross receipts$186,420Line 4 · Cost of goods sold$42,180PART II — EXPENSESLine 8 · Advertising$3,200Line 17 · Legal + professional$1,840Line 18 · Office expense (software)$2,940Line 20a · Rent (workspace)$14,400Line 22 · Supplies$5,120Line 25 · Utilities$2,280Line 26 · Wages (W-2)$38,600LINE 31 · NET PROFIT (to Form 1040)Gross receipts − COGS − Total Expenses$75,860
🇺🇸 United States·Compliance·11 min

Schedule C for small business: the 2026 IRS filing guide

If you're a sole proprietor or single-member LLC in the US, Schedule C is how you tell the IRS what your business did this year. Here's the line-by-line guide — plus the deductions most first-time filers miss.

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FeatureWemuFreshaSquareGCash / Maya nativeBIR-compliant receiptsBookings + POS + shopPlatform fee (PH)1.5%3.5% + ₱152.9% + $0.30Local PH supportAuto BIR 2550M draft
🇦🇺 Australia·Comparisons·8 min

The best Square alternative for Australian service businesses

Square is the default for Australian cafés and salons because it's easy to start with. It also plateaus fast — service-business bookings are an afterthought, processing fees add up, and STP integration is paid extra. Here's the better fit.

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FeatureWemuFreshaSquareGCash / Maya nativeBIR-compliant receiptsBookings + POS + shopPlatform fee (PH)1.5%3.5% + ₱152.9% + $0.30Local PH supportAuto BIR 2550M draft
🇺🇸 United States·Comparisons·9 min

Wemu vs Square: the honest comparison for US service businesses

Square built the default US POS. It's also stuck between two worlds — good enough for retail, thin for service. If you take bookings, run a team, or need real payroll, the gap between Wemu and Square is bigger than Square's marketing admits.

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BIR FORM 2550MMonthly Value-Added Tax DeclarationPeriod: 03/2026OUTPUT VAT (Sales)Total VAT-able sales₱312,400.00× VAT rate12%Output VAT₱33,468.00INPUT VAT (Purchases, reclaimable)Purchases from VAT suppliers₱74,340.00Input VAT (12% of above)₱8,920.80VAT PAYABLEOutput VAT − Input VAT₱24,547.20
🇵🇭 Philippines·Compliance·9 min

How to file BIR Form 2550M: the monthly VAT guide for small businesses

Every VAT-registered business in the Philippines owes BIR Form 2550M by the 20th of the following month. Here's the plain-English version — deadlines, penalties, line-by-line, and how to draft it in under a minute.

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FeatureWemuFreshaSquareGCash / Maya nativeBIR-compliant receiptsBookings + POS + shopPlatform fee (PH)1.5%3.5% + ₱152.9% + $0.30Local PH supportAuto BIR 2550M draft
🇺🇸 United States·Comparisons·8 min

The best Shopify POS alternative for appointment-based businesses

Shopify POS is beautiful for e-commerce with a pickup counter. It's not for a salon, a spa, a clinic, a gym, or a studio. If you're an appointment-based business on Shopify POS, here's what to use instead.

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ORDER SUMMARYBalayage service$280.00Olaplex treatment$65.00Salon-exclusive mask$48.00GST$39.30TotalA$393.00afterpayPay in 4 · interest-free4 payments of A$98.25, 2 weeks apartTodayA$98.2528 AprA$98.2512 MayA$98.2526 MayA$98.25Merchant receives A$393 today · Afterpay bears collection risk
🇦🇺 Australia·Guides·7 min

How to set up Afterpay for your small business in Australia (2026)

Afterpay drives 20–30% higher average order values and reaches a customer demographic that wouldn't otherwise shop with you. Setting it up as a small business is straightforward — if you know which of the three routes to take.

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FeatureWemuFreshaSquareGCash / Maya nativeBIR-compliant receiptsBookings + POS + shopPlatform fee (PH)1.5%3.5% + ₱152.9% + $0.30Local PH supportAuto BIR 2550M draft
🇵🇭 Philippines·Comparisons·8 min

The best Fresha alternative for Philippine salons and clinics

Fresha is a great product — built for London and LA. Run a salon in Manila, Cebu, or Davao and the gaps add up fast: no GCash, no BIR receipts, support timezones that don't overlap yours. Here's what to use instead.

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ORDER SUMMARYSingle-origin Latte ×2₱360.00Ube Loaf₱140.00Cold Brew Box₱620.00VAT (12%)₱134.40Total₱1,254.40Pay with GCashSCAN WITH GCASHWemu Café · ManilaQR Ph compatibleAlso works with Maya, BPI, UnionBank
🇵🇭 Philippines·Guides·7 min

GCash for small business: the complete 2026 setup guide

GCash now handles over 77 million users in the Philippines — more than half the population. If you run a business here and don't accept it, you're leaving money on the table. Here's how to set up GCash properly in 2026.

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Wemu · DashboardApr 2026Revenue₱284,500+12.4%Orders1,147+8.1%Avg ticket₱248+4.2%Revenue by payment methodGCash112.4kCard86.2kMaya54.3kCash31.6k
🇵🇭 Philippines·Comparisons·10 min

The best POS system for small businesses in the Philippines (2026)

Finding a POS that supports GCash, issues BIR-compliant receipts, and doesn't charge you US-level fees is harder than it looks. We ran six systems through the same Manila café test. Here's what actually works.

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Wemu Café★ 4.8 · Cafe · ManilaMenuBookSingle-origin Latte₱180+Ube Kakanni Loaf₱140+Cold Brew Box (4pk)₱620+Your storefrontapp.wemu.io/p/your-cafeBooking + shopOne page, one experienceGCash · Maya · CardNative, one-tap checkout
🇵🇭 Philippines·Guides·12 min

How to open a coffee shop in Manila: the 2026 guide

Manila's third-wave coffee scene is still expanding, but the bar has gone up. Rent in Poblacion is 2× pre-pandemic, BIR enforcement is tighter, and you need a digital-first ops stack from day one. Here's what it actually takes.

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